Recorded HS

Math

Financial Algebra: Personal Finance with Algebra, Part Two

With Peggy Morrow, PhD

“How will I use algebra in real life?” This course is the answer! While you earn a second-year high school algebra credit, learn to apply mathematical ideas to everyday life topics such as credit, banking, insurance, the stock market, independent living, running a business, and more.

**Special Notes:** This course can count as Algebra 2 on a high school transcript by completing the extra exercises provided by Dr. Morrow. This is Part Two of a 2-part course.

**Total classes:** 14 recorded live classes plus pre-recorded lessons.

**Duration:** 60 minutes per recorded live, interactive class. Pre-recorded lessons are 20-30 minutes.

**Prerequisite:** Financial Algebra: Personal Finance with Algebra, Part One

**Suggested grade level:** 10th to 12th grade

**Suggested high school credit:** 1 full semester Math, Financial Algebra, or Personal Finance

This year-long course teaches practical financial skills in a Catholic context. Students will be able to use what they’ve learned both right away and throughout their lives. Not only will it help students to become good financial stewards, but it serves as an ideal class for 3rd or 4th year math students.

**The course has two levels based on post-secondary plans: 1) students working towards post-secondary careers that require basic algebra only will complete problems that emphasize applying basic algebra and some algebra 2 and geometry to financial situations; 2) students working towards post-secondary careers that require algebra 2 will complete level 1 problems and also learn and practice algebra 2 problems so that they will build the foundation to study trigonometry or pre-calculus the next year. Because of the multiple level approach, the course can serve a practical purpose for accelerated math students, and as a core math class for students planning on non-science and engineering based careers after high school. **

Additionally, many school districts award “personal financial literacy” credit for this course. Students learn to apply Algebra 1 concepts to everyday personal finance situations, providing both financial training and math exercises to prepare for college placement exams. Financial Algebra encourages students to be actively involved in applying mathematical ideas to everyday life topics such as credit, banking, insurance, the stock market, independent living, running a business, and more!

**Unit 1 – Automobiles**

Week 1: Buying and Selling a Car

Week 2: Insurance and Depreciation

Week 3: Driving, Safety, and Accident Prevention

**Unit 2 – Employment**

Week 4: Paycheck Calculations

Week 5: Benefits and Deductions

**Unit 3 – Taxes**

Week 6: Tax Tables, Worksheets, and Schedules

Week 7: Income Statements, 1040EZ and 1040A

**Unit 4 – Independent Living**

Week 8: Finding a Place to Live

Week 9: Mortgages

**Unit 5 – Retirement**

Week 10: Saving for Retirement

Week 11: Sources of Income and Investments

**Unit 6 – Budgeting**

Week 12: Utility Bills

Week 13: Charting and Cash Flow

Week 14: Simulation and Final

**Course materials:**

Access to either Google Sheets, Open Office, or Microsoft Excel Spreadsheets;

- Level 1 and 2 Textbook (all students) – Financial Algebra: Advanced Algebra with Financial Applications ISBN-13:9781285444857 or ISBN-10 128544485X (https://www.amazon.com/exec/obidos/ASIN/128544485X/catholictreas-20) We suggest purchasing used, sites such as bookfinder.com may assist you in this process.
- Level 2 Textbook (only level 2 students) – Saxon Algebra 2, Third Edition ISBN-13:
**9781565771406**or ISBN-10**1565771400**https://www.amazon.com/Algebra-Incremental-Development-Saxon/dp/1565771400/ref=sr_1_2?crid=2Q1YM8N7Q0OXU&keywords=9781565771406&qid=1653579313&sprefix=9781565771406%2Caps%2C91&sr=8-2

For additional help with Algebra 2, you can purchase both a solutions manual and a DVD series that shows the steps to solve each problem. The ISBN for the Solutions Manual is ISBN-10 : 1565771435, ISBN-13 : 978-1565771437. The DVD series is available on this website: https://diveintomath.com/stream-download-video-lectures-for-saxon-algebra-2-2nd-and-3rd-editions/

**Homework****: **Assignments, unit quizzes, and applied unit projects will provide students with hands-on practice using the tools of finance. Daily practice is important to apply and master the concepts. A daily schedule will be provided to guide student learning. Students can expect to spend .5-2 hours a day, 5 days per week on their assignments.

THIS RECORDED COURSE IS PART OF UNLIMITED ACCESS

Whether schooling one or many, Unlimited Access is the affordable way to have choices and give your students courses that fit exactly what you need.

Other Courses to Explore