Can your family really afford to homeschool in today’s economy?

In this episode, Kaitlin Zara sits down with Catholic financial coach and homeschooling mom Amanda Teixeira to talk honestly about the financial realities of homeschooling. From budgeting and grocery savings to navigating a one-income household, Amanda shares practical strategies to help families homeschool without drowning in stress or debt.

Together, they discuss the hidden financial pressures homeschool families face, common budgeting mistakes, and how couples can work together toward financial peace. Amanda also offers encouragement for parents discerning whether homeschooling is financially possible for their family.

Whether you’re just starting your homeschool journey or trying to make it sustainable long-term, this episode offers hope, practical tools, and faith-filled wisdom.

Thank You to Our Sponsor

At Franciscan University of Steubenville, students live the truth of the Gospel in a vibrant Catholic community that unites faith and reason in every major.

20% of Franciscan students come from a homeschool background. High school juniors and seniors can also earn college credit online through Franciscan’s dual enrollment.

Learn more at  https://franciscan.edu/advantage/ .

Resources Mentioned

• Catholic Budget Guide
  https://catholicbudgetguide.com/
• Catholic Money Academy
  https://catholicmoneyacademy.com/
• WalletWin
  https://walletwin.com/moneytogether/
• Messy Family Podcast
  https://messyfamilyproject.org/podcasts/

About Our Guest

Amanda Teixeira is the co-founder of WalletWin, a Catholic financial formation ministry that helps families eliminate debt, build savings, and live with financial peace and generosity.

After paying off $25,000 of debt in just seven and a half months with her husband Jonathan, Amanda began helping other Catholic families take control of their finances. Together, they are the authors of How to Attack Debt, Build Savings, and Change the World Through Generosity: A Catholic Guide to Managing Money and creators of multiple Catholic financial education programs used by parishes, dioceses, and schools nationwide.

Amanda and Jonathan live in Omaha, Nebraska with their four children.

What We Cover in This Episode

• The real financial challenges homeschool families face today
• How inflation has changed homeschooling budgets
• Why budgeting is the key skill every homeschool family needs
• Tips for transitioning from two incomes to one
• Grocery-saving strategies for large families
• Batch cooking, bulk buying, and simplifying food expenses
• Common financial mistakes homeschool families make
• Why homeschool moms shouldn’t compare themselves to influencers
• Balancing homeschool expenses with marriage and family priorities
• Saving for retirement and college while homeschooling
• Why couples need regular “budget parties”
• How to become financially unified in marriage
• Discernment and prayer when deciding whether to homeschool
• Encouragement for families who feel homeschooling is financially impossible